Saturday, December 29, 2012

Students' online and offline social networks can predict course grades

Dec. 27, 2012 ? Ben-Gurion University of the Negev's (BGU) Social Networks Security Research Group in its Department of Information Systems Engineering has developed a novel method to predict how well or badly a student will perform in an academic course.

The information can be used to determine which students need the most help, as well as which ones excel and might be guided to further study or careers in that subject area. The paper, "Predicting Student Exam Scores by Analyzing Social Network Data," was presented earlier this month at the Advanced Media Technology Conference in Macau, Hong Kong.

According to co-author and Ph.D. student Michael Fire, "While most papers about social network analysis deal solely with information gathered online, this study draws some of the information from the real world -- social interactions which were conducted off the grid."

The researchers analyzed data from a BGU course that included assignments submitted online and Web site logs (containing 10,759 entries) to construct social networks of explicit and implicit cooperation among the students. The implicit connections are used to model all the social interactions that happened "offline" among the students: e-mails with questions, conversations in the lab while preparing the assignments and even course forums.

"These connections were very important, as we sought to model the social interactions within the student body," Fire explains.

In addition to analyzing the online submissions of the students who had to work in pairs or in groups, they also tracked login time and computer usage. For instance, if two students submitted their assignments from the same computer, it was a likely indication that the two had worked together to complete the assignment. If two students submitted assignments from different computers, but one right after the other on more than one occasion, the authors gave a value to that data, as well.

"One explanation for what we discovered is that your friends influence your grade in the course, so, if you pick your friends well, then you will get a higher grade," Fire says. "Alternatively, social networks in courses offer conditions whereby good students will pair with other good students, and similarly weaker ones will pair with weaker students."

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The above story is reprinted from materials provided by American Associates, Ben-Gurion University of the Negev.

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Source: http://feeds.sciencedaily.com/~r/sciencedaily/living_well/~3/NU5l1fQsQF4/121227142957.htm

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Los Angeles collects most guns ever, in post-Newtown buyback event

Police collected more than 2,000 firearms Wednesday in Los Angeles, during a gun buyback event held less than two weeks after the mass shootings in Newtown, Conn. Do such city initiatives help reduce gun violence?

By Mark Guarino,?Staff writer / December 27, 2012

A police officer tosses a modified gun into a trash bin at a gun buyback held by the Los Angeles Police Department on December 26, following the mass shooting at Sandy Hook Elementary School in Connecticut.

David McNew/Reuters

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The city of Los Angeles, one of several municipalities to hold a gun buyback event since the Dec. 14 mass shooting in Newton, Conn., collected more than 2,000 firearms ? a record, police officials reported Thursday.

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Los Angeles had moved up the date of its no-questions-asked gun turn-in with the hope that the Newtown tragedy would prompt residents to surrender some firearms, thereby reducing the number of guns in circulation. Mayor Antonio Villaraigosa said the city would gave $100 to $200 gift cards in exchange for each gun recovered.

At a press conference Thursday, police officials said they collected 2,037 firearms, surpassing the 1,673 guns collected last year.

Los Angeles is the largest city to host a gun buyback day since the Newtown shootings, which killed 20 schoolchildren, six school faculty and staff, and the gunman's mother. Smaller cities have made similar calls for guns, including Evanston, Ill., a suburb of Chicago, which collected 45 firearms, mostly handguns, in exchange for cash. Last Saturday outside Miami in Opa-Locka, Fla., 100 firearms were collected, almost double the total collected in a similar buyback event in June.

A buyback event is planned Saturday in Bridgeport, Conn. ? about 30 miles from Newtown ? and city officials say repeat dates are scheduled every Saturday in January.?

Forty-one members of the US House of Representatives, all Democrats, are calling for a federal gun buyback program. The letter to House Speaker John Boehner (R) and majority leader Nancy Pelosi (D), co-written by US Reps. Gerald Connolly of Virginia and Ted Deutch of Florida, asks for $200 million to fund a program that ?could remove as many as 1 million guns from our streets.?

?The murder of 20 youngsters and five educators in their classrooms has galvanized the public?s desire for immediate action, and partnering with the States on a nationwide gun buyback program is a modest, common sense start,? they wrote.

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Source: http://rss.csmonitor.com/~r/feeds/csm/~3/9ZdZEG03qew/Los-Angeles-collects-most-guns-ever-in-post-Newtown-buyback-event

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Thursday, December 27, 2012

American Voices - Music Industry Newswire

American Voices: Folk Music Group Cathy Fink & Marcy Marxer With Barbara Lamb Tour Asia

American VoicesWASHINGTON, D.C. /Music Industry Newswire/ ? Part of American Music Abroad, the U.S. Department of State?s Bureau of Educational and Cultural Affairs announced that Kensington, Maryland-based folk group Cathy Fink & Marcy Marxer, with Barbara Lamb, will tour Asia and the Pacific Islands.

Cathy Fink & Marcy Marxer have won two GRAMMY? Awards and fourteen consecutive GRAMMY? nominations in folk and children?s music.

The trio will tour China Dec. 30 ? Jan. 6, Malaysia Jan. 7-17, Vanuatu Jan.18-23 and Papua New Guinea January 23-27. Tour activities will include public concerts, lectures, demonstrations, workshops, media outreach, and collaborations with local musicians.

The American Music Abroad program, a partnership with American Voices, sends American musical groups overseas to engage with audiences and communities, especially underserved youth. This season?s 12 participating American Music Abroad groups were selected from a pool of nearly 300 applicants to travel to more than 40 countries to promote cross-cultural understanding through music.

The program builds on Secretary of State Hillary Rodham Clinton?s vision of ?smart power,? which embraces the full range of diplomatic tools, including music, to engage people and create opportunities for greater understanding.

For more information, please visit ECA Cultural Exchanges http://exchanges.state.gov/cultural/ama.html .

About Christopher Laird Simmons

Christopher Simmons has been writing about music since 1984 when he sold his first feature to Polyphony (now Electronic Musician) magazine. He has composed music for two TV cable shows, is a member of ASCAP and PRSA, and is the managing editor for Music Industry Newswire(TM), as well as the CEO of Neotrope(R) Entertainment. His 80s music can be found on iTunes, Amazon, and CDBaby, among others. He played in several electronica bands in the '80s, and currently tries to find time to play with his studio gear. He is also an award winning graphic designer, photographer, author of one book "Fractopia," and has created digital art for numerous national magazines. ? Christopher Laird Simmons. More at: ChristopherSimmons.com .

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Tags: American Music Abroad, American Voices

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Source: http://musicindustrynewswire.com/american-voices-folk-music-group-cathy-fink-marcy-marxer-with-barbara-lamb-tour-asia/

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Foreclosure Victims: Reasons and Alternatives for Foreclosure ...

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Foreclosure has affected many people till date resulting in a drastic increase of foreclosure victims. Not just this, these rapidly increasing foreclosures are affecting the financial system and the realty market as well. The only way to recover these bad debts is to sale the property of the foreclosure victims by organizing an auction. In this public sale, there is a possibility to recuperate these non performing assets.

A foreclosure victim is a person who suffers the legal course of action of foreclosure. When an owner purchases a home using a home loan, he deposits a security interest which is a legal agreement. When he is not able to pay the mortgage loan and misses the installments, the lender takes a step against the owner and files a lawsuit against him. At this point, the owner is termed as a Foreclosure Victim.

However the foreclosure victim is given a chance, when a notice is send to him, as a warning, to take a step to stop foreclosure. If in any case, he does not respond to the ?Notice of Default?, a court order called ?Right of Redemption? takes action in which the whole property that was actually the security interest is taken back by the lending institution in a period of two to three months.

There may be many reasons due to which the foreclosure victim might not be able to make the payments of the mortgage loan. For instance, being without a job, death of the homeowner, financial crisis, divorce, transfer to other state and interest rate hike to name a few. All such causes raise the reasons for the Foreclosure victim to make default payment. The foreclosure victim and his family are badly affected as they need to vacate the house on a short notice.

Foreclosure victims can opt for several alternatives like short sale, deed in lieu of foreclosure, loan mitigation and hardship letter to name a few. Hardship letter is a preventive measure that can make a way out for the foreclosure victim and he can stop the course of action.

In this letter, the foreclosure victim brings up all his problems, which he is going through including all the reasons for default payments and expects that the lender will cooperate and find a middle ground. The Loss Mitigator reads the letter and decides whether to facilitate the foreclosure victim or continue with the course of action. The owner can mention some major points that can be negotiated like to reduce the installment size, pardon a few installments, helping in short sale, extend the loan period or provide time for paying installments to name a few. This will help the owner to come out of his problem and ultimately will stop the process of foreclosure.

There are a several options that are provided on the internet, which can also lend you a hand in coming out of the huge problems of foreclosure. So if you want some information regarding dealing with foreclosures, do not forget to surf the internet as well.

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Source: http://rawbusinesslaw.com/2012/12/25/foreclosure-victims-reasons-and-alternatives-for-foreclosure-victims-real-estate-foreclosures/

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Wednesday, December 26, 2012

Engadget Eurocast 010 - 12.25.12 Holiday Special

Engadget Eurocast 009  122012

Christmas day, and while the US is still tucked up in bed, awaiting Santa's visit, the euro-crew are already up and about, donning knitted jumpers with one hand in the chocolate tin, the other brandishing (the third) sherry. This year, to save you from tears, we recorded you something special. Merry Christmas from the Eurocast.

Hosts: Dan Cooper, Steve Dent, Mat Smith, Sharif Sakr, James Trew, Jamie Rigg

Producer: James Trew

Hear the Podcast

Continue reading Engadget Eurocast 010 - 12.25.12 Holiday Special

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Source: http://www.engadget.com/2012/12/25/engadget-eurocast-010-12-25-12/

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Tuesday, December 25, 2012

hashkudia: Simple Abundance Exercises Can Change Your Mindset ...

Article title: Simple Abundance Exercises Can Change Your Mindset
Article Category: Self-Improvement

5 free summer clipart illustration of a happy smiling sun Simple Abundance Exercises Can Change Your Mindset

When you feel more prosperous, you will lead life of improved health, happiness and prosperity. However, when most of us think about our finances, most of the time we don?t have thoughts of prosperity.
Continue reading this article?

Source: http://www.medicalguide.pro/3210/simple-abundance-exercises-can-change-your-mindset-4.html

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Source: http://hashkudia.blogspot.com/2012/12/simple-abundance-exercises-can-change.html

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Sunday, December 23, 2012

Try These Tips To Repair Your Credit Score - Best Stock Market ...

Holding a negative credit report may harm your future business dealings. You might not be able to do the things you want if your credit is bad. If you take steps today to repair your credit, you will find that more doors will be open to you in the future. The article below contains advice on successfully repairing your credit.

Doing this will ensure that you keep a solid credit score. Every late payment appears on a credit report, and could potentially hurt your chances at a loan.

It can be terrible to deal with having multiple different debts that you are unable to pay. Therefore, you should aim to spread out all available money for spending to all of the creditors that you owe money to so that each one can get a portion of your money. Paying each creditor something, even less than the minimum payment due, can usually appease your creditors enough that they will not turn your accounts over to collection agencies.

When working to better your credit score, it might be prudent to consider debt consolidation. Put all of your debts together to make it easier to budget for them. This is a lifesaver when it comes to getting your payments in on time and repairing your credit.

If you do not have a good credit rating, consider requesting that your bank reduce your credit limit. That said, this is only an option if you can maintain low balances. Maxing out your cards does you no good.

Carefully read the small print on your statements. Double-check every charge, to make sure that everything is accurate and you were only charged once for your purchases. It is only your responsibility to make sure everything is correct and error free.

If you are unable to make your monthly payments, let your creditors know, and try to work out a suitable payment plan with them. Frequently, if you contact your creditor, it may consider your needs and develop a payment plan without reporting to credit bureaus. Additionally, this will relive some of your financial stress and allow you to concentrate on paying off the creditors who will not let you alter payments.

If your credit does not allow you to obtain new credit, getting a secured one is much easier and will help fix your credit. These are extremely easy to qualify for. A secured credit card looks just like a regular card, and works like a regular card, but you have to have the necessary money in an account to guarantee payment. Responsible use of a credit card can help rebuild your credit.

Go over your monthly credit card statements to check for mistakes. If this is the case, you need to call the company right away to avoid them from reporting it to credit reporting agencies.

Have different types of credit if you want to fix your credit. Your credit score takes into account all types of credit that you have. If you make payments on time with your credit cards and home loans, you can make your credit better.

Collection agencies are stressful to deal with. Consumers can try to use a cease and desist letter if an agency is harassing them, but their usefulness is limited. Letters such as these prevent calls from collections agencies, but the consumer must still pay the debts under dispute.

Get out of debt. When you apply for a loan, they take into consideration the ratio of your debt and your income. Your debt-to-income ratio is part of the formula used to calculate your credit, the higher it is, the more you are viewed as a risk. Since it will likely take a while to get rid of your debts, write a plan for decreasing your debt gradually, and follow it.

If you fix your credit you can make your life more positive. There are free services to help you on your way to fixing your credit. Take advantage of the tips provided and start working your way to a great credit rating now.

IT is very amazing if you learn what you can about helpful resources. Now that you are armed with the right advice, you are bound for success. Use what you learned here to solve any problems that you might have, improving your life.

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Source: http://www.beststockmarketinvestment.com/2012/12/22/try-these-tips-to-repair-your-credit-score/

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